DEBT RELIEF BANKRUPTCY ATTORNEY 
                                                 S
AN DIEGO, CA   (619) 696-7444
                                                                                   
                                                                            NORTH COUNTY SAN DIEGO, CA (760) 747-9978
Scott A. Fleming, Attorney At Law    
Stop Repossession (619) 696-7444



STOP REPOSSESSION.

FREE CONSULTATION.


CALL NOW! 

(
619) 696-7444

There are many types of debt relief available to prevent and stop repossession of your automobile, truck, car, motorcycle or other property. 

San Diego debt relief repossession solutions and options include both bankruptcy and non bankruptcy alternatives.  

Depending on your situation, you may immediately stop repossession under Chapter 13 bankruptcy reorganization or a straight Chapter 7 Bankruptcy. Repossession occurs where a secured creditor takes property which was used as collateral because of a default on a loan or contract which was secured by the collateral. On a automobile contract this is usually failure to make payments.

Chapter 13 offers many advantages when faced with a repossession. It allows you to make debt payments you can afford. It prevents repossession while affordable payments, including missed payments, are made through a debt reorganization plan under Chapter 13 bankruptcy. However, it is important to file the Chapter 13 prior to the repossession. 

Straight Chapter bankruptcy or Chapter 7 may also offer protection from repossession. If your car or truck has been repossessed Chapter 7 bankruptcy may eliminate debt associated with the vehicle as well as other debt. Any repossession deficiency balance owed can be eliminated in Chapter 7 bankruptcy. 

Non bankruptcy alternatives include debt negotiation which may allow you to negotiate new terms with the automobile creditor depending on your situation however most automobile financing contracts allow for repossession upon default under the terms of the contract.  

Weekday, weekend and evening appointments are available. Call now for a free consultation.

Scott A. Fleming
Attorney At Law

Debt Relief Bankruptcy Attorney
121 Broadway, #355
San Diego, CA 92101
(619) 696-7444

 



FOR A FREE LAWYER CONSULTATION CALL NOW.

(619) 696-7444

San Diego, CA

North County San Diego Call
(760) 747-9978





 
Prevent and Stop:


  • Repossession
  • Wage garnishment
  • Lawsuits
  • Bill collectors
  • Creditor harassment 
  • Foreclosures
  • Bank account levy
  • Creditor calls
SAN DIEGO CALIFORNIA  DEBT RELIEF AND BANKRUPTCY SINCE 1991.


 Debt Relief Bankruptcy Attorney BBB Business Review
 




REPOSSESSION

Repossession is basically a procedure where a creditor attempts to obtain possession of property that has pledged as collateral. Depending on the situation it may or may not require a court order. Often car or vehicle repossessions do not require a court action in California. Many times a lien against the car or automobile was created by agreement between the debtor and creditor and not created by a court order or a automatic application of law. Allowing the creditor to repossess the vehicle when a default has occurred under the terms of the contract.
    
My office provides a free consulation.Please call to schedule your free consultation and to determine how best avoid repossession and obtain a fresh start.
 
We are a debt relief agency. We help people file bankruptcy under the bankruptcy code.

(619) 696-7444

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