Common San Diego debt resolution alternatives include debt consolidation bankruptcy and debt settlement or negotiation. People are often confronted with temporary financial and debt difficulties they are unable to resolve or control. It may be the result of many factors including; medical bills, credit card debt, divorce, lawsuits, car repossession, wage garnishment, foreclosure, creditor harassment and calls as well as increased living expenses or a loss of income. Many people often need a fresh start from debt. San Diego California debt relief options often include debt consolidation bankruptcy and debt settlement or negotiation. My office has provided full debt relief services in San Diego California since 1991. 

Both Bankruptcy and non bankruptcy alternatives provide debt relief. These include chapter 7 bankruptcy, chapter 13 debt consolidation bankruptcy, debt negotiation and debt settlement. Both can be very effective and inexpensive debt solutions allowing you to obtain a fresh start in San Diego California.
 

Debt Consolidation 

Debt consolidation allows you combine your debt into a monthly payment you can afford. Chapter 13 Bankruptcy is often referred to as a debt consolidation, wage earner plan, or a debt reorganization plan. Debt consolidation through Chapter 13 Bankruptcy may be available if you have sufficient and regular income to fund a plan. Debt consolidation through Chapter 13 Bankruptcy can allow you to obtain a fresh start by reducing, consolidating or reorganizing 
existing debt. A debt consolidation under Chapter 13 may allow you to repay certain debts in full and little or nothing to others. All or a portion of your debts are repaid through one affordable monthly payment. Call now for a free consultation regarding debt consolidation under Chapter 13.  

Debt Negotiation

Debt negotiation or debt settlement is a non bankruptcy alternative which may allow you settle for less than the full balance owed. Debt negotiation can be an effective way to obtain a debt settlement and avoid bankruptcy.

Call for a free debt relief consultation in San Diego California. Weekday, weekend and evening appointments are available. 

Call now for a free consultation.

San Diego, CA (619) 696-7444

North County San Diego, CA (760) 747-9978